The Affordable Care Act has brought about quite a bit of change in the realm of medical insurance. Insurance Nation can help you understand what those changes mean for you. Whether you simply want basic coverage or a major medical policy, we’ve got you covered. There are five major types of healthcare plans: HMO, PPO, POS, Indemnity, and HSAs.
Basic medical insurance will pay a portion of your medical expenses in accordance to a fixed minimum payment offered by your provider. Coverage costs will vary depending on the range of coverage limits you select. To put it simply, higher coverage amounts equal higher premiums.
Major Medical Insurance can offset costs incurred by extended hospitalization due to a serious injury or illness. As such, these are always more expensive than basic plans. Usually one must meet a deductible before the carrier begins to pay. These deductibles can range anywhere from $1000-$5000 and upon being fulfilled, carriers will cover between 80-100% of your medical expenses. This is called co-insurance.
It’s important to speak with one of our agents to find what plan is best for you.
Time is of the essence and we don’t want to waste yours--it’s valuable. Insurance Nation knows that and for that reason we look to provide you with a quick and easy experience. Let us help you find the proper coverage for you, without all the hassle of unnecessary waiting.
At Insurance Nation we understand that when it comes to protecting yourself and your assets, you only deserve the best. We strive to give every client a personal and comprehensive analysis of their needs in order to properly assess what options are best for them. The state of your future is in your hands, let Insurance Nation help you bring it all together.
Insurance Nation wouldn’t expect you to entrust the safety of you or your families to just anyone. Rest assured knowing that our staff is fully licensed and prepared to tackle any situations that may arise. We understand all the angles, let us put our knowledge and experience at your disposal. Be a part of our team, The Insurance Nation Team!